Flood Insurance

Did you know that flood insurance is not covered on homeowner policies? 

Although flood insurance isn’t federally required, anyone can be financially vulnerable to floods. In fact, people OUTSIDE of mapped high-risk flood areas file nearly 25% of all National Flood Insurance Program flood insurance claims and receive one-third of Federal Disaster Assistance for flooding.  While Federal Disaster Assistance is available, it always comes in the form of a loan, averages just $3500 and must be paid back with interest.  From 2008-2012, the average flood claim amounted to nearly $42,000.  The placement of a low cost flood insurance policy can protect you from out of pocket costs in the event of rising water.  Don’t put your family at risk.  Call us today to get flood protection in place.